Farm Insurance in Metropolis, IL and Paducah, KY
Gower Insurance Agency is proud to be a Trusted Choice Independent Agency®. We take the time to visit our clients at their farms to fully understand their needs and create insurance solutions that match. We have partnerships with multiple carriers like Nationwide Agribusiness, FCCI, and Liberty Mutual whom we work with to find the right plan for each client.
Farm Insurance Coverage Details
All our agents have grown up on farms, so we have a great understanding of how the farming industry operates. Our experience with farming, coupled with the service and dedicated support staff of our agency, makes us the perfect choice to work with your business.
We provide a full range of farm product coverages to fit the needs of our customers. Each policy we create is custom to ensure there are no gaps in coverage. All clients are contacted before renewal and our team often stays in touch with them throughout the year.
Our farm insurance coverage includes:
- Farm Owners Insurance
- Farm Livestock Insurance
- Equine Insurance
- Farm Equipment Insurance
- Farm Dwelling Insurance
- Farm Structures Insurance
- Farm Auto Insurance
- Farm Umbrella Insurance
- Farm Liability Insurance
We insure both smaller, family-run farms and large commercial farms. Our Farm Livestock insurance covers livestock, including cows, pigs, chickens, horses, goats and donkeys. For Farm Equipment insurance, we insure include combines, tractors, planters, sprayers, trailers, hay rakes and other machines.
Our agents visit the client at least once a year to review coverages and several phone calls throughout the year to better understand your needs. Most agents can tell what kind of farming and therefore what kind of insurance is needed by seeing the property and equipment. We review the clients' policies for handling chemicals and others that could environmental effects and recommend proper coverages.
Common risks for farms in our area include severe weather/storms, tornado, and hail. If your farm business has undergone equipment or land purchases, change of business structure or ownership, change of operations, it might require you to update your farm insurance.
What you can expect from us
We come from a family of farmers with over 100 years of experience. We are licensed in multiple states and our team of agents know what is needed to protect farms in your area. As a local agency, we are accessible to our clients when they need us and make sure to return all communication within 24 hours.